Permanent Loans

Permanent Loans

Permanent Loans (Core-Plus Financing)

Loan Amounts: $5 million to $60 million
Terms: 5, 7, or 10 years
Rates: Fixed interest rates, customized to market conditions

Stabilize your asset. Lock in long-term value.

When it’s time to take a property to the finish line, Mint Capital’s permanent loan programs provide reliable, fixed-rate financing for stabilized or near-stabilized commercial assets. Our core-plus approach combines institutional-level execution with private lending flexibility—giving sponsors the certainty they need to secure long-term financing on favorable terms.

We understand the nuances of cash flow forecasting, rent roll transitions, and lease stabilization. Whether you’re refinancing out of a value-add loan or locking in low-cost debt on a stabilized asset, we’ll help you structure the right solution.

Ideal Use Cases:

  • Refinance of completed value-add or lease-up projects
  • Take-out financing from bridge or construction loans
  • Long-term hold strategy for income-producing properties
  • Core-plus assets with strong fundamentals and stable tenancy